Loans · 07/18/2025
F1 Student Home Buying Guide: Banks and Loan Institutions to Consider
The US housing market is booming, presenting challenges for F1 visa holders looking to buy property. This article compiles major banks and lending institutions that offer loans to F1 students, including national banks and regional credit unions. It also advises applicants to communicate with specific banks about their latest policies and shares application experiences to assist international students in successfully purchasing homes.
Finance · 07/18/2025
Understanding Fundamental Analysis: The Foundation of Investment Decisions
This article explores fundamental analysis as a crucial tool for assessing company value. By integrating financial data, operational conditions, and the macroeconomic environment, it aids investors in determining intrinsic value and guiding investment decisions. The analysis focuses on financial statements, industry research, and market trends while employing various analytical methods for comprehensive conclusions. Ultimately, the article reminds investors to exercise caution in their
Finance · 07/18/2025
Understanding Fundamental Analysis: The Core of Investment Strategy
Fundamental analysis is an essential tool for assessing a company's intrinsic value. By analyzing the firm's financial conditions, market trends, and competitive landscape, it aids investors in making informed decisions. This method is suitable for value investing and various other investment strategies, combining both qualitative and quantitative analysis to provide a comprehensive investment perspective. Mastering this analysis tool is fundamental to successful investing.
Apartment Rental · 07/17/2025
New York Rental and Home Buying Practical Guide
This article shares experiences related to renting and buying in New York, detailing market conditions, types of rentals, processes, and selection tips. It emphasizes the importance of choosing reputable rental buildings over private landlords to minimize dispute risks. It outlines necessary documentation for the rental process, particularly for international students, and advises on the importance of a lawyer's role when purchasing a property.
Education · 07/17/2025
Exploring Computer Science Majors in the U.S.: Choosing the Right Path for You
This article analyzes multiple research directions within computer science at U.S. universities, including multimedia and animation, software programming, networking and communication, computer science technology, and artificial intelligence and human-computer interaction. Each of these fields offers different characteristics and career opportunities, which students should consider based on their interests and market demand. Understanding the features of each specialization amidst fierce
Finance · 05/07/2025
Goldman Sachs Analyzes Fed Rate Cut Prospects Amid Tariff Impact
Goldman Sachs predicts the Federal Reserve will hold rates steady in May but may cut rates in July due to tariff impacts. The Fed's threshold for rate cuts is high, requiring clear evidence of economic slowdown. The impact of tariffs on the job market could be crucial. Investors should pay close attention to summer economic data and adjust their investment strategies accordingly.
Finance · 07/14/2025
Airmate Expands into Server Cooling Targets Growth Beyond Appliances
Airmate is actively expanding its diversified business, launching new home appliances and venturing into the thermal components sector, targeting the server fan market in mainland China. The company is shifting its strategic focus towards a younger product line and adopting a cautious approach to order acceptance to address price pressures. This diversification strategy drives Airmate to seek new growth opportunities.
Job Search · 07/21/2025
A Practical Guide to Job Hunting in the United States Ten Steps to Help You Succeed
This article provides ten practical steps for finding a job in the United States, including preparing personal information, searching for suitable positions, utilizing online resources, sharing job intentions, paying attention to employment centers, and contacting target companies. By following these measures, job seekers can enhance their success rate and increase communication opportunities with potential employers, facilitating a smooth entry into the U.S. job market.
Finance · 07/22/2025
Understanding FOMC Meetings 2025 Interest Rate Forecast and Economic Trends Analysis
The FOMC (Federal Open Market Committee) meeting is a crucial part of the U.S. Federal Reserve, aimed at promoting 'full employment' and 'price stability'. The June 2025 meeting predicts two interest rate cuts, reflecting concerns over slowing economic growth and rising inflation. The FOMC meets at least eight times a year to determine monetary policy and release economic forecasts, providing vital information to the markets.
Finance · 07/24/2025
The Value of Discounted Cash Flow Analysis Dual Assurance in Company Valuation
This article explores the Discounted Cash Flow (DCF) method as a complex yet effective tool for business valuation. It analyzes the critical role DCF plays in bridging market value and intrinsic value, highlighting the importance of future cash flow projections and the selection of discount rates. The article discusses the advantages and limitations of DCF, aiming to assist investors in better assessing company value.
Insurance · 06/25/2023
California Home Insurance Crisis State Farm Suspends New Policies Due To Wildfire Risks
State Farm has announced it will stop offering homeowners insurance to new clients in California due to frequent wildfires and rising construction costs, presenting new challenges for the state's insurance market. This move by the insurance company reflects the increasing severity of natural disaster risks and economic pressures. The question of how future policyholders can protect their rights has also become a crucial topic of interest.
Finance · 07/24/2025
The Legal Regulations and Economic Significance of US Retail Sales Data
US retail sales data, published monthly by the Census Bureau, assesses consumer demand and significantly impacts GDP. The data includes both brick-and-mortar and online stores and is influenced by seasonal factors. Healthy figures indicate economic expansion, while declining numbers suggest contraction, earning the moniker 'horrible data.' Recently, sales have shown a continuous decline, prompting the market to closely monitor relevant indices to evaluate economic prospects.
Job Search · 07/28/2025
Exploring Career Opportunities for Immigrants in the United States
This article discusses the career opportunities for new immigrants in the United States and analyzes the job market prospects across various industries. It emphasizes the importance of skill enhancement through training and education, as well as adapting to new work environments, to help immigrants find suitable jobs and start new lives. This is a valuable reference for all immigrants hoping to develop in America.
Job Search · 07/28/2025
Effective Job Searching Methods and Techniques
This article presents effective strategies and techniques for immigrants seeking jobs in the United States. It focuses on the job search process, resume writing, interview preparation, and leveraging online resources and job fairs to find opportunities. Participating in internships and volunteer activities is also recommended as a way to gain experience. Mastering these skills can help immigrants successfully enter the job market and enhance their employment competitiveness.
Job Search · 08/06/2025
US Professionals Urged to Master Salary Negotiation for Career Growth
This article discusses the techniques and strategies for salary negotiation in the United States, emphasizing the importance of negotiating benefits in addition to salary. It analyzes decision-making factors such as geography, experience, and market competitiveness, offering advice on how to address salary increments. By effective communication and research, individuals can strive for higher salaries and benefits, enhancing their personal value in the workplace.